/* =====================================================================
   Corporate FinEdge — Design System
   Brand: Red #b12028  ·  Slate #636569  ·  Poppins + Raleway
   ===================================================================== */
:root{
  --red:#b12028; --red-dark:#7e1c24; --red-soft:#f4e3e4;
  --ink:#1b1b1d; --slate:#636569; --slate-light:#8a8c90;
  --sand:#f7f4ee; --cream:#fbf9f3; --line:#e7e2d8;
  --white:#ffffff; --gold:#c9a15a;
  --head:'Poppins',sans-serif; --body:'Raleway',sans-serif;
  --wrap:1200px; --radius:16px; --radius-sm:10px;
  --shadow:0 18px 50px -20px rgba(27,20,20,.28);
  --shadow-sm:0 10px 30px -14px rgba(27,20,20,.20);
  --ease:cubic-bezier(.16,.84,.44,1);
  --t:.45s var(--ease);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--body);color:var(--ink);background:var(--white);line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4,h5,h6{font-family:var(--head);font-weight:700;line-height:1.15;letter-spacing:-.01em;color:var(--ink)}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
section{position:relative}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--head);font-weight:600;font-size:13px;letter-spacing:.18em;text-transform:uppercase;color:var(--red);margin-bottom:16px;display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--red);display:inline-block}
.eyebrow.center{justify-content:center}
.eyebrow.light{color:rgba(255,255,255,.85)}.eyebrow.light::before{background:var(--gold)}
.lead{font-size:1.18rem;color:var(--slate)}
.muted{color:var(--slate)}
.center{text-align:center}
.mx-auto{margin-left:auto;margin-right:auto}
.section{padding:110px 0}
.section.sm{padding:80px 0}
.bg-sand{background:var(--sand)}.bg-cream{background:var(--cream)}.bg-ink{background:var(--ink);color:#fff}
.maxw-720{max-width:720px}.maxw-620{max-width:620px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--head);font-weight:600;font-size:15px;
  padding:15px 30px;border-radius:8px;cursor:pointer;border:2px solid transparent;transition:var(--t);position:relative;overflow:hidden}
.btn i{transition:transform .35s var(--ease)}
.btn:hover i{transform:translateX(4px)}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 12px 26px -10px rgba(177,32,40,.6)}
.btn-primary:hover{background:var(--red-dark);transform:translateY(-3px);box-shadow:0 18px 34px -10px rgba(177,32,40,.6)}
.btn-light{background:#fff;color:var(--red)}
.btn-light:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm)}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-outline:hover{background:#fff;color:var(--red);border-color:#fff;transform:translateY(-3px)}
.btn-ghost{background:transparent;color:var(--red);padding:8px 0;border:0}
.btn-ghost:hover{gap:14px}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:#000;transform:translateY(-3px)}

/* ---------- Header ---------- */
.header{position:fixed;top:0;left:0;right:0;z-index:100;transition:var(--t);padding:20px 0}
.header .bar{display:flex;align-items:center;justify-content:space-between;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);
  border:1px solid var(--line);border-radius:14px;padding:12px 20px;box-shadow:0 10px 30px -18px rgba(0,0,0,.25);transition:var(--t)}
.header.scrolled{padding:10px 0}
.header.scrolled .bar{border-radius:12px;padding:9px 20px}
.logo{display:flex;align-items:center;gap:12px}
.logo img{height:38px;width:auto}
.nav{display:flex;align-items:center;gap:27px}
.nav a{font-family:var(--head);font-weight:500;font-size:15px;color:var(--ink);position:relative;padding:4px 0;transition:color .3s}
.nav a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:2px;background:var(--red);transition:width .35s var(--ease)}
.nav a:hover,.nav a.active{color:var(--red)}
.nav a:hover::after,.nav a.active::after{width:100%}
/* --- Services mega-menu (desktop) --- */
.nav-item{position:relative;display:flex;align-items:center}
.nav-item>a i{font-size:10px;margin-left:7px;transition:transform .3s var(--ease)}
.nav-item:hover>a i,.nav-item:focus-within>a i{transform:rotate(180deg)}
.dropdown{position:absolute;top:100%;left:50%;width:610px;margin-top:20px;padding:24px;z-index:120;
  background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);
  display:grid;grid-template-columns:1fr 1fr;gap:2px 26px;
  opacity:0;visibility:hidden;pointer-events:none;transform:translateX(-50%) translateY(10px);transition:var(--t)}
.dropdown::before{content:"";position:absolute;top:-22px;left:0;right:0;height:22px}
.nav-item:hover .dropdown,.nav-item:focus-within .dropdown{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.drop-head{font-family:var(--head);font-weight:600;font-size:11px;letter-spacing:.16em;text-transform:uppercase;
  color:var(--slate-light);padding:2px 12px 12px}
.dropdown a{display:flex;align-items:center;gap:13px;padding:10px 12px;border-radius:10px;
  font-family:var(--head);font-weight:500;font-size:14.5px;color:var(--ink);transition:.25s}
.dropdown a::after{display:none}
.dropdown a:hover{background:var(--sand);color:var(--red)}
.dropdown a i{width:31px;height:31px;border-radius:9px;background:var(--red-soft);color:var(--red);
  display:grid;place-items:center;font-size:12px;flex:none;margin:0;transition:.25s}
.dropdown a:hover i{background:var(--red);color:#fff;transform:none}
.drop-foot{grid-column:1/-1;border-top:1px solid var(--line);margin-top:12px;padding-top:12px}
.drop-foot a{justify-content:center;color:var(--red);font-weight:600;font-size:14px}
.drop-foot a i{background:none;color:var(--red);width:auto;height:auto;font-size:12px;margin-left:2px}
.drop-foot a:hover{background:var(--red-soft)}
.drop-foot a:hover i{background:none;color:var(--red)}
[id]{scroll-margin-top:120px}
/* brief highlight when arrived at via the services menu */
.card.is-target,.eco-card.is-target{border-color:var(--red);box-shadow:0 0 0 3px var(--red-soft),var(--shadow)}
.eco-card.is-target{border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,161,90,.25)}

.header-cta{display:flex;align-items:center;gap:18px}
.header-phone{font-family:var(--head);font-weight:600;font-size:14px;color:var(--red);display:flex;align-items:center;gap:8px;white-space:nowrap}
.lang-switch{display:flex;align-items:center;gap:6px;color:var(--slate);font-family:var(--head);font-weight:600;font-size:14px}
.lang-switch i{font-size:13px}
.lang-switch a{color:var(--slate);transition:color .2s}
.lang-switch a:hover,.lang-switch a.active{color:var(--red)}
.lang-switch span{color:#d9d4c8;font-weight:400}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:6px}
.burger span{width:26px;height:2px;background:var(--ink);transition:var(--t)}
.burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{position:fixed;inset:0 0 0 auto;width:min(340px,85vw);background:#fff;z-index:99;transform:translateX(100%);transition:transform .5s var(--ease);
  padding:110px 34px 40px;display:flex;flex-direction:column;gap:6px;box-shadow:-20px 0 60px -20px rgba(0,0,0,.3)}
.mobile-menu.open{transform:translateX(0)}
.mobile-menu a{font-family:var(--head);font-weight:600;font-size:19px;padding:14px 0;border-bottom:1px solid var(--line);color:var(--ink)}
.mobile-menu a:hover{color:var(--red);padding-left:8px;transition:.3s}
/* --- Services accordion (mobile) --- */
.mobile-menu .m-group{border-bottom:1px solid var(--line)}
.mobile-menu .m-toggle{width:100%;display:flex;align-items:center;justify-content:space-between;gap:10px;
  background:none;border:0;cursor:pointer;font-family:var(--head);font-weight:600;font-size:19px;
  padding:14px 0;color:var(--ink);text-align:left}
.mobile-menu .m-toggle i{font-size:13px;color:var(--slate);transition:transform .35s var(--ease)}
.mobile-menu .m-group.open .m-toggle{color:var(--red)}
.mobile-menu .m-group.open .m-toggle i{transform:rotate(180deg);color:var(--red)}
.mobile-menu .m-sub{display:grid;max-height:0;overflow:hidden;transition:max-height .45s var(--ease)}
.mobile-menu .m-group.open .m-sub{max-height:600px}
.mobile-menu .m-sub a{font-size:15px;font-weight:500;padding:10px 0 10px 16px;border-bottom:0;color:var(--slate)}
.mobile-menu .m-sub a:first-child{padding-top:2px}
.mobile-menu .m-sub a:last-child{color:var(--red);font-weight:600;padding-bottom:16px}
.mobile-menu .m-sub a:hover{color:var(--red);padding-left:24px}
.overlay{position:fixed;inset:0;background:rgba(20,15,15,.4);z-index:98;opacity:0;visibility:hidden;transition:.4s}
.overlay.open{opacity:1;visibility:visible}

/* ---------- Hero ---------- */
.hero{min-height:100vh;display:flex;align-items:center;position:relative;color:#fff;overflow:hidden;padding:140px 0 100px}
.hero-bg{position:absolute;inset:0;z-index:-2}
.hero-bg img{width:100%;height:100%;object-fit:cover;transform:scale(1.08);animation:slowzoom 18s ease-out forwards}
@keyframes slowzoom{to{transform:scale(1)}}
.hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(115deg,rgba(126,28,36,.94) 0%,rgba(177,32,40,.82) 42%,rgba(27,20,20,.55) 100%)}
.hero-inner{max-width:760px}
.hero h1{font-size:clamp(2.3rem,5.2vw,4rem);color:#fff;margin-bottom:22px;letter-spacing:-.02em}
.hero p{font-size:1.2rem;color:rgba(255,255,255,.92);max-width:600px;margin-bottom:34px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.hero-scroll{position:absolute;bottom:34px;left:50%;transform:translateX(-50%);color:rgba(255,255,255,.7);font-size:12px;letter-spacing:.2em;text-transform:uppercase;font-family:var(--head);display:flex;flex-direction:column;align-items:center;gap:10px}
.hero-scroll span{width:1px;height:44px;background:rgba(255,255,255,.5);position:relative;overflow:hidden}
.hero-scroll span::after{content:"";position:absolute;top:-100%;left:0;width:100%;height:100%;background:#fff;animation:scrolldot 2s infinite}
@keyframes scrolldot{to{top:100%}}
.page-hero{padding:180px 0 90px;color:#fff;position:relative;overflow:hidden;text-align:center}
.page-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,var(--red-dark),var(--red));z-index:-1}
.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.3rem);color:#fff;margin-bottom:16px}
.page-hero p{max-width:640px;margin:0 auto;color:rgba(255,255,255,.9);font-size:1.15rem}
.page-hero .deco{position:absolute;border-radius:50%;background:rgba(255,255,255,.06);z-index:-1}
.page-hero .deco.a{width:380px;height:380px;top:-160px;right:-80px}
.page-hero .deco.b{width:240px;height:240px;bottom:-120px;left:-60px;background:rgba(255,255,255,.05)}

/* ---------- Section heading ---------- */
.sec-head{max-width:680px;margin:0 auto 60px}
.sec-head h2{font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:16px}
.sec-head p{color:var(--slate);font-size:1.1rem}
.sec-head.left{margin-left:0}

/* ---------- Stats ---------- */
.stats{background:var(--ink);color:#fff;padding:70px 0}
.stats .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}
.stat .num{font-family:var(--head);font-weight:700;font-size:clamp(2.6rem,4vw,3.6rem);color:#fff;line-height:1;background:linear-gradient(120deg,#fff,#f0c9cb);-webkit-background-clip:text;background-clip:text}
.stat .num .plus{color:var(--gold);-webkit-text-fill-color:var(--gold)}
.stat .lbl{margin-top:12px;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.65);font-family:var(--head);font-weight:500}
.stat.text .num{font-size:1.7rem}

/* ---------- Cards / grids ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:38px 32px;transition:var(--t);position:relative;overflow:hidden}
.card::before{content:"";position:absolute;left:0;top:0;height:4px;width:0;background:var(--red);transition:width .45s var(--ease)}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:transparent}
.card:hover::before{width:100%}
.card .ico{width:62px;height:62px;border-radius:16px;display:grid;place-items:center;background:var(--red-soft);color:var(--red);font-size:24px;margin-bottom:22px;transition:var(--t)}
.card:hover .ico{background:var(--red);color:#fff;transform:rotate(-6deg) scale(1.05)}
.card h3{font-size:1.28rem;margin-bottom:12px}
.card p{color:var(--slate);font-size:.98rem}
.card .link{margin-top:18px;display:inline-flex;color:var(--red);font-family:var(--head);font-weight:600;font-size:.9rem;gap:6px;transition:gap .3s}
.card:hover .link{gap:12px}

/* feature (icon left) */
.feature{display:flex;gap:22px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:var(--t)}
.feature:hover{box-shadow:var(--shadow-sm);transform:translateY(-5px)}
.feature .ico{flex:none;width:56px;height:56px;border-radius:14px;background:var(--red-soft);color:var(--red);display:grid;place-items:center;font-size:22px;transition:var(--t)}
.feature:hover .ico{background:var(--red);color:#fff}
.feature h3{font-size:1.2rem;margin-bottom:8px}
.feature p{color:var(--slate);font-size:.96rem}

/* ---------- Split (image + text) ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.rev .split-media{order:2}
.split-media{position:relative}
.split-media img{border-radius:var(--radius);box-shadow:var(--shadow);width:100%}
.split-media .badge{position:absolute;bottom:-26px;left:-26px;background:var(--red);color:#fff;padding:22px 26px;border-radius:14px;box-shadow:var(--shadow);max-width:220px}
.split-media .badge .b-num{font-family:var(--head);font-weight:700;font-size:2rem;line-height:1}
.split-media .badge .b-txt{font-size:.85rem;opacity:.9;margin-top:4px}
.split-text h2{font-size:clamp(1.8rem,3.4vw,2.5rem);margin-bottom:18px}
.split-text p{color:var(--slate);margin-bottom:16px}
.check-list{list-style:none;margin:20px 0 28px;display:grid;gap:14px}
.check-list li{display:flex;gap:12px;align-items:flex-start;font-weight:500}
.check-list li i{color:var(--red);margin-top:5px}

/* ---------- Country list (global footprint) ---------- */
.country-list{list-style:none;display:grid;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);margin:0}
.country-list li{display:flex;align-items:center;gap:16px;padding:21px 26px;font-family:var(--head);font-weight:600;font-size:1.06rem;border-bottom:1px solid var(--line);transition:var(--t)}
.country-list li:last-child{border-bottom:0}
.country-list li:hover{background:var(--sand);padding-left:34px}
.country-list li i{color:var(--red);font-size:.95rem;width:20px;text-align:center;flex:none}
.country-list .hq{margin-left:auto;font-family:var(--head);font-size:.68rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--red);background:var(--red-soft);padding:4px 12px;border-radius:20px}

/* ---------- Lifecycle (interactive stepper) ---------- */
.lifecycle{background:linear-gradient(135deg,var(--red-dark),var(--red));color:#fff;overflow:hidden}
.life-tabs{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-bottom:44px}
.life-tab{font-family:var(--head);font-weight:600;padding:12px 26px;border-radius:40px;border:1.5px solid rgba(255,255,255,.35);cursor:pointer;transition:var(--t);color:#fff;background:transparent;font-size:.95rem}
.life-tab.active{background:#fff;color:var(--red);border-color:#fff}
.life-panels{max-width:820px;margin:0 auto}
.life-panel{display:none;animation:fade .5s var(--ease)}
.life-panel.active{display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:center}
@keyframes fade{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.life-num{font-family:var(--head);font-weight:800;font-size:5.5rem;color:rgba(255,255,255,.22);line-height:1}
.life-body h3{color:#fff;font-size:1.8rem;margin-bottom:14px}
.life-body ul{list-style:none;display:flex;flex-wrap:wrap;gap:12px}
.life-body li{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);padding:10px 20px;border-radius:30px;font-weight:500;font-size:.95rem}
.life-body .note{margin-top:16px;color:rgba(255,255,255,.8)}

/* ---------- Ecosystem ---------- */
.eco-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:38px 30px;text-align:center;transition:var(--t)}
.eco-card:hover{background:rgba(255,255,255,.1);transform:translateY(-6px)}
.eco-card .ico{width:64px;height:64px;border-radius:50%;background:rgba(201,161,90,.15);color:var(--gold);display:grid;place-items:center;font-size:26px;margin:0 auto 20px}
.eco-card h3{color:#fff;font-size:1.15rem;margin-bottom:6px}
.eco-card .partner{color:var(--gold);font-family:var(--head);font-weight:600;font-size:.95rem;margin-bottom:18px}

/* ---------- Insights ---------- */
.filter{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-bottom:46px}
.chip{font-family:var(--head);font-weight:500;font-size:.9rem;padding:9px 20px;border-radius:30px;border:1.5px solid var(--line);background:#fff;cursor:pointer;transition:var(--t);color:var(--slate)}
.chip.active,.chip:hover{background:var(--red);color:#fff;border-color:var(--red)}
.article-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:var(--t);display:flex;flex-direction:column}
.article-card:hover{transform:translateY(-8px);box-shadow:var(--shadow)}
.article-card .thumb{overflow:hidden;aspect-ratio:16/10}
.article-card .thumb img{width:100%;height:100%;object-fit:cover;transition:.7s var(--ease)}
.article-card:hover .thumb img{transform:scale(1.08)}
.article-card .body{padding:26px;flex:1;display:flex;flex-direction:column}
.tag{align-self:flex-start;font-family:var(--head);font-weight:600;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--red);background:var(--red-soft);padding:5px 12px;border-radius:20px;margin-bottom:14px}
.article-card h3{font-size:1.2rem;margin-bottom:10px;line-height:1.3}
.article-card p{color:var(--slate);font-size:.94rem;flex:1}
.article-card .meta{margin-top:16px;font-size:.82rem;color:var(--slate-light);display:flex;gap:14px;font-family:var(--head)}

/* ---------- Advisors ---------- */
.advisor{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-align:center;transition:var(--t)}
.advisor:hover{transform:translateY(-8px);box-shadow:var(--shadow)}
.advisor .photo{aspect-ratio:1;overflow:hidden;position:relative}
.advisor .photo img{width:100%;height:100%;object-fit:cover;transition:.7s var(--ease)}
.advisor:hover .photo img{transform:scale(1.06)}
.advisor .info{padding:26px}
.advisor h3{font-size:1.25rem;margin-bottom:4px}
.advisor .role{color:var(--red);font-family:var(--head);font-weight:600;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px}
.advisor p{color:var(--slate);font-size:.92rem}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--red-dark),var(--red));color:#fff;text-align:center;padding:100px 0;position:relative;overflow:hidden}
.cta-band::before,.cta-band::after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.06)}
.cta-band::before{width:300px;height:300px;top:-120px;left:-80px}
.cta-band::after{width:220px;height:220px;bottom:-100px;right:-60px}
.cta-band h2{color:#fff;font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:16px}
.cta-band p{color:rgba(255,255,255,.9);max-width:560px;margin:0 auto 30px;font-size:1.1rem}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:50px}
.contact-info .info-item{display:flex;gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}
.contact-info .info-item .ico{flex:none;width:50px;height:50px;border-radius:12px;background:var(--red-soft);color:var(--red);display:grid;place-items:center;font-size:19px}
.contact-info .info-item h4{font-size:1.05rem;margin-bottom:4px}
.contact-info .info-item p,.contact-info .info-item a{color:var(--slate);font-size:.96rem}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:40px;box-shadow:var(--shadow-sm)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:18px}
.field label{display:block;font-family:var(--head);font-weight:500;font-size:.85rem;margin-bottom:7px;color:var(--ink)}
.field input,.field textarea,.field select{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--body);font-size:.98rem;background:var(--cream);transition:.3s}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--red);background:#fff;box-shadow:0 0 0 4px var(--red-soft)}
.field.err input,.field.err textarea{border-color:var(--red)}
.field .msg{font-size:.78rem;color:var(--red);margin-top:5px;display:none}
.field.err .msg{display:block}
.form-success{display:none;background:#eaf7ee;border:1px solid #b7e0c4;color:#1c7a3e;padding:16px;border-radius:10px;margin-bottom:18px;font-weight:500}
.form-success.show{display:block;animation:fade .4s}
.form-error{display:none;background:var(--red-soft);border:1px solid #e3b9bc;color:var(--red-dark);padding:16px;border-radius:10px;margin-bottom:18px;font-weight:500;font-size:.94rem}
.form-error.show{display:block;animation:fade .4s}
.form-error a{color:var(--red);text-decoration:underline}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-card button[type="submit"][disabled]{opacity:.7;cursor:progress}
/* ---------- Pay page ---------- */
.pay-steps{list-style:none;display:grid;gap:18px;margin-bottom:32px}
.pay-steps li{display:flex;gap:16px;align-items:flex-start}
.pay-steps li span{flex:none;width:30px;height:30px;border-radius:50%;background:var(--red-soft);color:var(--red);
  display:grid;place-items:center;font-family:var(--head);font-weight:700;font-size:.82rem;margin-top:2px}
.pay-steps li p{color:var(--slate);font-size:.97rem}
.pay-methods{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0;margin-bottom:24px}
.pay-methods-label{font-family:var(--head);font-weight:600;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-light);display:block;margin-bottom:14px}
.pay-badges{display:flex;gap:12px;flex-wrap:wrap}
.pay-badge{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);
  border-radius:10px;padding:11px 18px;font-family:var(--head);font-weight:600;font-size:.93rem}
.pay-badge i{font-size:1.2rem}
.pay-badge .fa-weixin{color:#09bb07}
.pay-badge .fa-alipay{color:#1677ff}
.pay-note{display:flex;gap:11px;align-items:flex-start;color:var(--slate);font-size:.9rem;margin-bottom:16px}
.pay-note i{color:var(--red);margin-top:5px;flex:none}
.pay-help{color:var(--slate);font-size:.9rem}
.pay-help a{color:var(--red);font-weight:500}

.map-embed{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);height:340px}
.map-embed iframe{width:100%;height:100%;border:0}

/* ---------- Article body ---------- */
.article-hero{padding:170px 0 70px;background:linear-gradient(120deg,var(--red-dark),var(--red));color:#fff;text-align:center}
.article-hero .tag{background:rgba(255,255,255,.15);color:#fff}
.article-hero h1{color:#fff;font-size:clamp(1.9rem,4vw,3rem);max-width:800px;margin:0 auto 18px}
.article-hero .meta{color:rgba(255,255,255,.85);font-family:var(--head);font-size:.9rem}
.prose{max-width:760px;margin:0 auto;font-size:1.08rem}
.prose>*{margin-bottom:24px}
.prose h2{font-size:1.7rem;margin-top:16px}
.prose ul{padding-left:0;list-style:none;display:grid;gap:12px}
.prose ul li{display:flex;gap:12px}.prose ul li i{color:var(--red);margin-top:6px}
.prose blockquote{border-left:4px solid var(--red);padding:6px 26px;font-family:var(--head);font-style:italic;font-size:1.3rem;color:var(--ink)}
.author-box{max-width:760px;margin:50px auto 0;background:var(--sand);border-radius:var(--radius);padding:32px}

/* ---------- Footer ---------- */
.footer{background:var(--ink);color:#fff;padding:80px 0 0}
.footer .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.4fr;gap:40px;padding-bottom:50px}
.footer .logo img{height:40px;filter:brightness(0) invert(1)}
.footer p{color:rgba(255,255,255,.65);font-size:.94rem;margin-top:18px}
.footer h4{color:#fff;font-size:1.05rem;margin-bottom:20px}
.footer ul{list-style:none;display:grid;gap:11px}
.footer ul a{color:rgba(255,255,255,.7);font-size:.94rem;transition:.3s}
.footer ul a:hover{color:var(--gold);padding-left:5px}
.footer .fcontact li{display:flex;gap:12px;color:rgba(255,255,255,.7);font-size:.9rem;margin-bottom:12px}
.footer .fcontact i{color:var(--gold);margin-top:4px}
.footer .socials{display:flex;gap:12px;margin-top:24px}
.footer .socials a{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;border:1px solid rgba(255,255,255,.22);color:rgba(255,255,255,.75);font-size:15px;transition:var(--t)}
.footer .socials a:hover{background:var(--red);border-color:var(--red);color:#fff;transform:translateY(-3px)}
.footer .network{margin-top:22px}
.footer .network img{height:34px;filter:brightness(0) invert(1);opacity:.8}
.footer-bar{border-top:1px solid rgba(255,255,255,.1);padding:22px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.85rem;color:rgba(255,255,255,.5)}
.footer-bar a{color:rgba(255,255,255,.6)}

/* ---------- Back to top ---------- */
.totop{position:fixed;bottom:28px;right:28px;width:50px;height:50px;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;cursor:pointer;z-index:90;opacity:0;visibility:hidden;transform:translateY(20px);transition:var(--t);border:0;font-size:16px;box-shadow:var(--shadow-sm)}
.totop.show{opacity:1;visibility:visible;transform:none}
.totop:hover{background:var(--red-dark);transform:translateY(-4px)}

/* ---------- Reveal animation ---------- */
[data-reveal]{opacity:0;transform:translateY(34px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
[data-reveal].in{opacity:1;transform:none}
[data-reveal].d1{transition-delay:.1s}[data-reveal].d2{transition-delay:.2s}[data-reveal].d3{transition-delay:.3s}[data-reveal].d4{transition-delay:.4s}

/* ---------------------------------------------------------------------
   Simplified Chinese (zh-Hans)
   Latin glyphs & numerals still render in Poppins / Raleway; CJK glyphs
   fall through to the platform's system Chinese face (PingFang SC on
   Apple, Microsoft YaHei on Windows, Noto/Source Han on Android & Linux).
   --------------------------------------------------------------------- */
html[lang="zh-Hans"]{
  --head:'Poppins','PingFang SC','Hiragino Sans GB','Microsoft YaHei','Noto Sans SC','Source Han Sans SC','Heiti SC',sans-serif;
  --body:'Raleway','PingFang SC','Hiragino Sans GB','Microsoft YaHei','Noto Sans SC','Source Han Sans SC','Heiti SC',sans-serif;
}
html[lang="zh-Hans"] body{line-height:1.85}
html[lang="zh-Hans"] h1,html[lang="zh-Hans"] h2,html[lang="zh-Hans"] h3,
html[lang="zh-Hans"] h4,html[lang="zh-Hans"] h5,html[lang="zh-Hans"] h6{letter-spacing:0;line-height:1.35}
html[lang="zh-Hans"] .hero h1,html[lang="zh-Hans"] .page-hero h1{letter-spacing:0;line-height:1.3}
html[lang="zh-Hans"] .eyebrow{letter-spacing:.1em;font-size:13.5px}
html[lang="zh-Hans"] .stat .lbl,html[lang="zh-Hans"] .advisor .role{letter-spacing:.08em}
html[lang="zh-Hans"] .stat .lbl{font-size:.92rem}
html[lang="zh-Hans"] .nav{gap:28px}
html[lang="zh-Hans"] .nav a,html[lang="zh-Hans"] .btn{letter-spacing:.02em}
html[lang="zh-Hans"] .prose blockquote{font-style:normal}

/* ---------- Responsive ---------- */
@media(max-width:980px){
  .nav,.header-phone,.header-cta .btn-primary{display:none}
  .burger{display:flex}
  .header-cta{gap:14px}
  .split{grid-template-columns:1fr;gap:40px}.split.rev .split-media{order:0}
  .split-media .badge{left:20px;bottom:20px}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .stats .grid{grid-template-columns:repeat(2,1fr);gap:36px}
  .contact-grid{grid-template-columns:1fr;gap:36px}
  .life-panel.active{grid-template-columns:1fr;gap:16px}
  .life-num{font-size:3.5rem}
  .footer .cols{grid-template-columns:1fr 1fr;gap:34px}
}
@media(max-width:640px){
  body{font-size:16px}
  .section{padding:70px 0}
  .grid-3,.grid-2{grid-template-columns:1fr}
  .grid-4{grid-template-columns:1fr 1fr}
  .form-row{grid-template-columns:1fr}
  .hero{padding:120px 0 90px}
  .footer .cols{grid-template-columns:1fr}
  .stats .grid{grid-template-columns:1fr 1fr}
  .cta-actions,.hero-actions{flex-direction:column;align-items:stretch}
  .btn{justify-content:center}
}